Ghana Banks strengthen buffers as Capital Adequacy Ratio hits 17.5%
Ghana’s banking sector closed 2025 on a stronger footing, underpinned by improved financial reserves and signs of renewed financial stability ...
Tag: Banks
Low T-bill rates – Ghana’s true test for banks
End of Easy Money Exposes Past Imbalances and Opens a New Path for Real Sector Growth. In a defining shift ...
Resilience by Design: Bank systems that withstand disruption and protect customers
There is a paradox at the heart of banking technology: the better it works, the less visible it becomes. When ...
Credit growth slows to 15.6% as lending weakens to GH¢14.57bn in February – Report
Credit growth in Ghana’s banking sector slowed to 15.6 percent in February 2026, with total net credit flows easing to ...
DDEP forced banks to rethink strategies – GCB Bank MD
The Managing Director of GCB Bank PLC, Farihan Alhassan, has attributed the recent strong performance of banks in Ghana to ...
GUTA slams high bank lending rates despite policy rate cuts
The Ghana Union of Traders Association (GUTA) has expressed disappointment over the persistently high lending rates charged by commercial banks, ...
NPLs rise to 18.7% in February despite year-on-year improvement
Non-performing loans (NPLs) in Ghana’s banking sector inched up to 18.7 percent in February 2026, from 17.9 percent recorded in ...
The Psychology Behind Scams: Why smart people get tricked
Your phone rings. A calm, professional voice tells you there has been unusual activity on your bank account. They know ...
Scrutinise banks’ performance amid governance reforms – GAB urges depositors
John Awuah, Chief Executive Officer of the Ghana Association of Banks, has advised depositors to utilise the Corporate Governance Directive ...
Strengthen governance or risk another financial crisis – BoG to Banks
Bank boards have been cautioned to rethink their role in safeguarding Ghana’s financial system or risk triggering economy-wide consequences. According ...
Standard Chartered, Stanbic lead as customer experience redefines banking competition
Ghana’s banking sector is entering a new phase of competition, where customer experience - not balance sheet size is increasingly ...
Banks warned of new risks as Ghana exits IMF programme in August
The Ghana Association of Banks is urging lenders to prepare for new risks as Ghana exits the IMF Extended Credit ...
Human capital key to banking sector resilience – Robert Dzato
As Ghana’s banking and financial services sector navigates tighter regulation, rapid technological change and growing environmental, social and governance (ESG) ...
Beyond Abu Trica: Are Ghana’s banks failing as gatekeepers of financial integrity
The recent disclosure by the Economic and Organised Crime Office (EOCO) that a Ghanaian national, popularly referred to as Abu ...
Delayed contractor payments heightening credit risks for banks
Delayed payments to road contractors by the government are emerging as a major threat to the banking sector’s improving asset ...
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