BoG enhancing digital payments to boost financial inclusion – Deputy Governor

The Bank of Ghana (BoG) has reaffirmed its commitment to strengthening the country’s digital payments infrastructure and promoting financial inclusion through innovation.

Speaking at the MOBEX Africa Tech Expo & Innovation Conference 2025 in Accra, the Deputy Governor of the Bank of Ghana, Matilda Asante Asiedu, said the Bank remains focused on deepening interoperability, advancing the eCedi pilot, and fostering trust through sound regulation.

Reflecting on Ghana’s digital finance journey, Mrs. Asiedu Asante highlighted the country’s remarkable progress over the past decade.

“From 4.9 million mobile money users in 2015 to over 24 million today, processing transactions worth more than GHS 3 trillion in 2024, Ghana’s digital transformation has been extraordinary,” she noted. “Digital payments have become the backbone of our financial system, connecting individuals and businesses nationwide.”

Mrs. Asiedu Asante outlined three key priorities driving the Bank of Ghana’s digital agenda:
• Strengthening instant payment infrastructure and interoperability to ensure seamless and efficient digital transactions.
• Expanding the eCedi pilot to enhance financial inclusion, including for users in offline environments.
• Deepening trust through progressive regulation that protects consumers while enabling innovation.

She stressed that innovation and inclusion must go hand in hand.

“Technology should empower, not exclude,” she emphasised. “Our focus is to ensure that every Ghanaian, regardless of location or circumstance, benefits from the opportunities created by digital innovation.”

The Deputy Governor commended MOBEX Africa for its decade-long role in advancing technology, innovation, and digital transformation across the continent.

“As we mark ten years of MOBEX Africa, we celebrate the power of collaboration between regulators, innovators, and entrepreneurs in shaping a more inclusive digital economy,” she said.

The MOBEX Africa Tech Expo & Innovation Conference has evolved into one of Africa’s premier platforms for dialogue on emerging technologies and digital transformation. This year’s conference brought together policymakers, innovators, and industry leaders to explore how technology can drive financial inclusion and economic growth.

With continued investments in digital infrastructure, interoperability, and the eCedi initiative, the Bank of Ghana is positioning the country as a leader in Africa’s fast-growing digital economy.

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