World Vision Ghana has partnered with MobileMoney LTD to expand financial inclusion and improve livelihoods in rural communities, as part of efforts to tackle persistent poverty affecting millions of Ghanaians.
The partnership targets underserved farming households, where limited access to finance continues to constrain productivity, income growth, and resilience.
Despite agriculture contributing about 21% of Ghana’s Gross Domestic Product, many smallholder farmers remain trapped in poverty due to climate shocks, declining soil fertility, weak market access, and inadequate financial services.
Currently, more than 7.3 million people, nearly one in four Ghanaians, live in multidimensional poverty, while about 3.6 million people face food insecurity, the majority of whom reside in rural areas.
Women are particularly vulnerable within this context. Although they make up nearly 40% of Ghana’s agricultural workforce, women farmers often have less access to land, credit, and markets, deepening income inequality and food insecurity within rural households.
In response to these challenges, World Vision Ghana has rolled out the Everyone THRIVE Ghana programme, a large-scale livelihoods initiative aimed at transforming rural economies.
The programme targets 160,000 households across 13 districts and seeks to double incomes for at least 400,000 people by 2027 through financial inclusion, enterprise development, digital innovation, and behavioural change.
In a statement issued on Wednesday, January 21, 2026, World Vision stressed that the programme’s objectives go beyond income generation. “The impact extends beyond income; it builds resilience, strengthens communities, and opens pathways for children to thrive,” the organisation stated.
As part of the partnership, MobileMoney LTD is providing practical financial solutions to bridge the digital divide in rural areas. These include free merchant accounts for savings groups, waived SIM activation fees, digital finance training for community members, and the recruitment of mobile money agents in underserved communities.
World Vision Ghana says the collaboration is already helping families transition from subsistence farming to more sustainable livelihoods by linking community savings groups to digital financial services and broader markets.
The initiative is expected to increase household incomes, strengthen food security, and enhance long-term resilience against economic and climate-related shocks.
Beyond income growth, the programme also aims to improve education, nutrition, and health outcomes, particularly for children. By supporting families to build stable and diversified livelihoods, the initiative seeks to reduce long-term dependence on external aid and promote self-sustaining community development.
